Interested in the idea of a particular startup and want to invest in it? There are risks, but the return could also be lucrative if it is managed well. Let’s see some of the points to be considered while investing in startups!
For most matured companies, they’ll prefer cash as investment for they are already strong and stable. However, for startups, if your time and skills are as valuable to help the company grow, most will accept that as the currency instead!
When you sign an investment agreement, you should set your own conditions. If the company is unable to fulfil these conditions, no transactions will be involved, which helps reduce the financial risk you’ll bear.
There are startups in almost all sectors. Hence, if you are planning to invest a lot while reducing the risk of putting your egg in one basket, the smarter move will be investing in various startups.
Startups often have a lower valuation when they first look for investment. Hence, the value you get from this investment will be lower than other kinds of investment. At the same time, investing in startups can make you become a major shareholder in the startup in the future if they are successful.
No matter how good it may sound, investing in startups has its own risks:
Have any startups in mind now?
As we face the reality that many adults lack financial skills, there’s hope yet for the next generation. Here’s how you can help your kids build good financial habits.
As kids, it’s likely that we were never taught how to manage money. Money just wasn’t something our parents openly discussed with us at the dinner table. The only things we heard were probably “we can’t afford that” or “don’t waste money”, without being given any reason. On the opposite end of the income spectrum, money was never an issue and there was an endless supply from a magic money tree, which wasn’t realistic either. The education system wasn’t much better. We learned everything, except how to manage money.
We had to learn about money management the hard way. We learned through trial and error—a method both fraught with mistakes and often (literally) costly. How many times have we looked at our bank balance and wished we could turn back time to undo those mistakes? Oh, if only I had known!
There’s no point in blaming the past. Here’s what we can do for our kids so they won’t make the same mistakes.
Financial literacy is more than just being able to understand interest/profit rates and stock market basics. It’s about seeing financial health as part of a holistic approach to wellbeing. The connection between financial difficulties and mental health issues is well-documented in psychological research. People facing constant financial strain may experience chronic stress, which can affect both their physical and mental wellbeing.
In today’s fast-paced world, children and teens are often exposed to the hustle culture at an early age through social media. This paints an unrealistic picture of financial security and success, which can be dangerous. They feel they have to be crazy rich to be successful. We’ve seen it materialise in young influencers who scam their followers because they don’t care about the ethical implications of their actions.
Financial security is not being insanely rich; it’s about having control over what you have and making the most of it. When children learn how to manage money effectively, they gain the tools to contribute to their long-term financial stability, which is intrinsically linked to their overall wellbeing. Awareness of proper financial management helps prevent future financial crises and fosters a sense of security and peace. That’s what we need to instil in our kids.
Building a foundation in responsible decision-making from a young age is imperative. As soon as kids can count, they can learn to manage money.
While your kindergartener might not be able to build a portfolio just yet, there are ready-made experiences that can help instil good financial skills.
KidZania provides a vibrant, safe, and interactive kid-sized city where kids and teens aged 4 - 14 can engage in various professions, earn a salary, and manage their expenses (like you). This setup mirrors the real world and helps children see the direct consequences of their financial decisions. It’s a controlled environment where the stakes are low, but the learning outcome is significant.
There’s something in it for you, too – peace and quiet. Kick back and relax with a coffee in the kid-free Parents Lounge while the kids “go to work”. And, if you’re an RHB Card/-i holder, you get a special deal.
By starting young, we can nurture a financially savvy generation ready to make responsible decisions and lead secure, happy lives. Enjoy your day at KidZania!
Terms & Conditions apply.
Interested in the idea of a particular startup and want to invest in it? There are risks, but the return could also be lucrative if it is managed well. Let’s see some of the points to be considered while investing in startups!
For most matured companies, they’ll prefer cash as investment for they are already strong and stable. However, for startups, if your time and skills are as valuable to help the company grow, most will accept that as the currency instead!
When you sign an investment agreement, you should set your own conditions. If the company is unable to fulfil these conditions, no transactions will be involved, which helps reduce the financial risk you’ll bear.
There are startups in almost all sectors. Hence, if you are planning to invest a lot while reducing the risk of putting your egg in one basket, the smarter move will be investing in various startups.
Startups often have a lower valuation when they first look for investment. Hence, the value you get from this investment will be lower than other kinds of investment. At the same time, investing in startups can make you become a major shareholder in the startup in the future if they are successful.
No matter how good it may sound, investing in startups has its own risks:
Have any startups in mind now?
As we face the reality that many adults lack financial skills, there’s hope yet for the next generation. Here’s how you can help your kids build good financial habits.
As kids, it’s likely that we were never taught how to manage money. Money just wasn’t something our parents openly discussed with us at the dinner table. The only things we heard were probably “we can’t afford that” or “don’t waste money”, without being given any reason. On the opposite end of the income spectrum, money was never an issue and there was an endless supply from a magic money tree, which wasn’t realistic either. The education system wasn’t much better. We learned everything, except how to manage money.
We had to learn about money management the hard way. We learned through trial and error—a method both fraught with mistakes and often (literally) costly. How many times have we looked at our bank balance and wished we could turn back time to undo those mistakes? Oh, if only I had known!
There’s no point in blaming the past. Here’s what we can do for our kids so they won’t make the same mistakes.
Financial literacy is more than just being able to understand interest/profit rates and stock market basics. It’s about seeing financial health as part of a holistic approach to wellbeing. The connection between financial difficulties and mental health issues is well-documented in psychological research. People facing constant financial strain may experience chronic stress, which can affect both their physical and mental wellbeing.
In today’s fast-paced world, children and teens are often exposed to the hustle culture at an early age through social media. This paints an unrealistic picture of financial security and success, which can be dangerous. They feel they have to be crazy rich to be successful. We’ve seen it materialise in young influencers who scam their followers because they don’t care about the ethical implications of their actions.
Financial security is not being insanely rich; it’s about having control over what you have and making the most of it. When children learn how to manage money effectively, they gain the tools to contribute to their long-term financial stability, which is intrinsically linked to their overall wellbeing. Awareness of proper financial management helps prevent future financial crises and fosters a sense of security and peace. That’s what we need to instil in our kids.
Building a foundation in responsible decision-making from a young age is imperative. As soon as kids can count, they can learn to manage money.
While your kindergartener might not be able to build a portfolio just yet, there are ready-made experiences that can help instil good financial skills.
KidZania provides a vibrant, safe, and interactive kid-sized city where kids and teens aged 4 - 14 can engage in various professions, earn a salary, and manage their expenses (like you). This setup mirrors the real world and helps children see the direct consequences of their financial decisions. It’s a controlled environment where the stakes are low, but the learning outcome is significant.
There’s something in it for you, too – peace and quiet. Kick back and relax with a coffee in the kid-free Parents Lounge while the kids “go to work”. And, if you’re an RHB Card/-i holder, you get a special deal.
By starting young, we can nurture a financially savvy generation ready to make responsible decisions and lead secure, happy lives. Enjoy your day at KidZania!
Terms & Conditions apply.