Experience Smarter Digital Banking with goWave by RHB

goWave by RHB is designed to elevate the way Cambodians handle their personal finances. As a fully featured mobile banking app, it gives users immediate access to essential financial tools—right from their smartphones. Whether you’re opening a savings account, checking balances, transferring funds through Bakong in real time, or making KHQR payments, goWave brings everything together in one simple, secure platform.

Instant Account Opening, Anywhere

With goWave, users can open a new savings account in minutes using their Cambodian National ID—no branch visit required. This convenient digital onboarding process helps new users get started quickly and securely, making banking more accessible than ever.

Real‑Time Transfers with Bakong

The app supports real‑time money transfers through the Bakong system, allowing users to send and receive funds instantly across Cambodia. This feature ensures faster, safer transactions for everyday payments, business needs, or personal transfers.

Seamless KHQR Payments

goWave enables effortless KHQR payments, letting users pay merchants or individuals simply by scanning a QR code. With expanding support—including cross‑border KHQR payments to Malaysia—users can enjoy a more flexible and secure cashless experience.

Built‑In Financial Tips and Money‑Saving Insights

Beyond banking, goWave provides financial education through tips, tools, and content designed to help users spend smarter and save more. This makes it more than just a banking app—it’s a companion for better financial habits.

A Platform Supporting Financial Literacy

RHB Cambodia designed goWave to empower young adults with practical financial knowledge. The initiative includes helpful articles, videos, tools, and interactive learning experiences that help users strengthen their financial understanding and make informed decisions.

Secure and User‑Friendly Banking

Built with advanced digital safety features, goWave ensures that users’ data and financial activities remain protected. With a clean, intuitive interface, the app delivers a smooth banking experience for both beginners and experienced digital users.

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